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What are my interest rates and bank charges?

What are my interest rates and bank charges?

Interest is the amount that you pay when you borrow money. It's expressed as a percentage rate over a period of time.

In some cases the bank charges agreed amounts for services such as stopping cheques or when we refuse a payment due to lack of funds.

For more information on rates and charges please select the appropriate product below:

 

To view your pre-advice of interest and charges online:

  • Log in to Online banking at www.onlinebanking.iombank.com (opens in a new window)
  • Select 'Statements & transactions' from the main menu
  • Select the option 'Pre-advice of interest & charges' in the 'Your statements' section
  • Your available pre-advice of interest or pre-advice of charges documents for the highlighted account and given year in the time period dropdown will be shown on screen
  • You can choose a different account if you have more than one and change the year using the time period dropdown
  • Select the relevant pre-advice cycle link displayed on the page and it will download as a PDF file as per your browser settings

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