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Mortgages

Find a mortgage you'll feel at home with

To apply you must be 18+ and resident in the Isle of Man.
Your home or property may be repossessed if you do not keep up repayments on your mortgage.

On this page
Our mortgage calculator
Mortgages to suit you
Existing mortgage support
Mortgage help and support
Get in touch with our mortgage team

Our mortgage calculator

Use our mortgage calculator to see how much you could borrow, review our mortgage rates and get an idea of what your monthly payments could be.

For properties in the Isle of Man.

Use our mortgage calculator

Mortgages to suit you

Buying your first home

Get on the property ladder

Here to help, our mortgage team will help take the mystery out of mortgages.

First time buyer

Moving to a new home

Stepping up or moving on

With the same rates for new and existing customers you can choose the best deal for you.

Moving home

Remortgage to us

Move your mortgage to us

Our locally based mortgage team are here to guide you through the process and answer your questions.

Remortgage to us

Borrowing more

Additional borrowing

You could borrow extra on your mortgage for a range of purposes such as home improvements, a new car or a dream holiday.

Borrowing more

Buy-to-let mortgage

For landlords

Our buy to let mortgages can be taken on either a capital and interest repayment basis or an interest only basis.

Buying property to let

Manage your existing mortgage

Frequently asked questions

Support for existing customers

Mortgage help and support

Take advantage of our mortgage resources which are here to help you better understand the process, the terms, and our available products.

Get in touch with our mortgage team

There's a few ways of getting in touch with us. To start, we'll run through some quick questions to make sure that you get the local help you need.

Continue
Do you already have a mortgage with us?
Please tell us if you already have an Isle of Man Bank mortgage.
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What can we help you with today?
Please tell us the nature of your mortgage query.
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Applying for a mortgage

It's great that you are interested in applying for a mortgage with us. Please ensure you have the following information to hand...

  • 3 months bank statements for any personal or business current accounts you have with other financial institutions
  • 3 recent payslips
  • any existing mortgage statements
  • details of any rental income
  • any credit card or store card statements

Please ensure you have this information to hand before proceeding.

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Speak to the mortgage team

Request a call back

Select the date and time you want us to call you, enter your contact details and our mortgage team will be in touch.

Arrange a call back


Call us

Speak to a member of our local mortgage team on:

01624 632400

Lines are open Monday to Friday 9am - 5pm (except bank holidays). Calls may be recorded.

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Applying for additional mortgage borrowing

It's great that you are interested in applying for additional mortgage borrowing with us. The first step is to request a callback for a time that suits you.

Please have this information to hand when we call...

  • 3 months bank statements for any personal or business current accounts you have with other financial institutions
  • 3 recent payslips
  • any existing mortgage statements
  • details of any rental income
  • any credit card or store card statements

If you're self employed, a sole trader or a limited company director we'll also need to see:

  • 3 months business bank statements
  • 2 years audited accounts certified by an accountant and signed by you
  • latest 2 years personal tax assessments.


We may need additional information from you depending on your personal circumstances. We'll send you details of everything you need when your mortgage appointment is arranged.

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Arrange a call back

Re-mortgaging with us

It's great that you are interested in re-mortgaging with us. The first step is to request a callback for a time that suits you.

Please have this information to hand when we call...

  • 3 months bank statements for any personal or business current accounts you have with other financial institutions
  • 3 recent payslips
  • any existing mortgage statements
  • details of any rental income
  • any credit card or store card statements

If you're self employed, a sole trader or a limited company director we'll also need to see:

  • 3 months business bank statements
  • 2 years audited accounts certified by an accountant and signed by you
  • latest 2 years personal tax assessments.


We may need additional information from you depending on your personal circumstances. We'll send you details of everything you need when your mortgage appointment is arranged.

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Arrange a call back

Requesting a mortgage document or redemption quote

You can now use our simple online form to request a mortgage statement, tax certificate or redemption quotation.
 

Request a mortgage statement or tax certificate
 

Request a mortgage redemption quote

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Discuss an existing mortgage with us

The first step is to request a callback for a time that suits you. Please have your existing mortgage details to hand when we call.

Previous
Arrange a call back
What can we help you with today?
Please tell us the nature of your mortgage query.
Previous
Next

Applying for a mortgage

It's great that you are interested in applying for a mortgage with us. Please ensure you have the following information to hand...

  • 3 months bank statements for any personal or business current accounts you have with other financial institutions
  • 3 recent payslips
  • any existing mortgage statements
  • details of any rental income
  • any credit card or store card statements

Please ensure you have this information to hand before proceeding.

Previous
Next

Speak to the mortgage team

Request a call back

Select the date and time you want us to call you, enter your contact details and our mortgage team will be in touch.

Arrange a call back


Call us

Speak to a member of our local mortgage team on:

01624 632400

Lines are open Monday to Friday 9am - 5pm (except bank holidays). Calls may be recorded.

Previous

Find out how much you could borrow

It's great that you are interested in applying for a mortgage with us. We appreciate that it's important to understand how much you could borrow before you start viewing properties.
 

Our mortgage calculator

Use our mortgage calculator to see how much you could borrow, review our mortgage rates and get an idea of what your monthly payments could be.

Use our mortgage calculator

 

Alternatively, our mortgage team can provide you with an illustration based on your income, outgoings and the value of the property you're considering.

Please ensure you have the following information to hand...

Please confirm you have this information to hand before proceeding.

Previous
Next

Speak to the mortgage team

Request a call back

Select the date and time you want us to call you, enter your contact details and our mortgage team will be in touch.

Arrange a call back


Call us

Speak to a member of our local mortgage team on:

01624 632400

Lines are open Monday to Friday 9am - 5pm (except bank holidays). Calls may be recorded.

Previous