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Card Plus account

Our children's bank account

To apply you must be 11-17 years old and resident in the Isle of Man. If you are under 16 you will need to be accompanied by a parent or guardian to apply for an account in branch. Both you and your parent or guardian will need to provide identification.

The key features of our Card Plus account

Our Card Plus account is a current account for 11–17 year olds, designed to help them learn how to manage money.

Interest on your balance - Earn 3.82% AER, 3.75% Gross p.a. (variable) interest on balances. Interest is paid monthly.

Fee-free - No monthly fee on this kids and teen bank account.

Debit Card - Make purchases online or in store and get cash from cash machines.

Pay with your phone - Easily pay via Apple Pay and Google Pay™ (ages 13+).

What is a current account?

A current account is a bank account that is used for everyday activity, like making purchases at shops or restaurants. This account also allows you to receive money from parents or employers.

Ready to apply?

Before you apply, we've outlined the eligibility for the account below, along with our terms and conditions so you can make sure it's the right account for you.

You can apply for a Card Plus account if you are:

  • aged between 11 and 17 years old
  • you can open the account by yourself if you're over 16
  • if you're under 16, a parent or guardian will need to open the account for you
  • you must be permanently resident in Isle of Man.

Please review our important information

The following terms, fees and interest rates apply to our Card Plus account.

How your information might be used

It's important for you to understand how we use and share your information. Please read this short summary for more information.

How to apply

Find your nearest Isle of Man Bank branch and arrange an appointment to apply for a Card Plus account with us.