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Support Centre
Travel & International
Help with overseas payments
Helpful information about sending or receiving international payments including what you'll need before making a payment and how to check an International Bank Account Number (IBAN).
Using your debit card abroad
Most debit card providers will charge a foreign purchase fee of up to 2.99%.
- Cards are widely accepted overseas, look out for the Visa and MasterCard logos. Exchange rates are set by Visa and MasterCard and can change every day.
- When you use your card abroad, you can sometimes pay in sterling rather than local currency. Paying this way is often more expensive than paying in the local currency as there could be a local charge.
- If your debit card is contactless, you can use it abroad like you can at home. Just look for the contactless symbol. Limits can vary when you’re in another country.
Card fees and charges
It's important to be aware of any fees associated with making purchases or withdrawing money from an ATM when abroad. Our handy debit card currency calculator can help to estimate how much a purchase or cash withdrawal might cost when you are abroad.