Current accounts & overdrafts

Day-to-day banking just how you like it

Our bank accounts

To apply you must be 18+ and resident in the Isle of Man.

Select account

An account for your everyday banking needs
  • Manage your account any time using our mobile banking app and online banking services. Criteria apply.
  • Contactless debit card for making purchases and withdrawing cash
  • Available as a sole or joint account
  • No monthly fee

Gold account

A bank account with extra benefits

For £18 a month you benefit from;

  • Fee free overdraft, subject to status
  • Travel insurance for you & your family
  • 24/7 concierge service
  • Private Motor Excess Insurance & Car Rental Loss Damage Waiver Insurance

Foundation account

A basic account with no overdraft or chequebook

A basic current account for those who may not be eligible for our other current accounts.

  • Contactless debit card for making purchases and withdrawing cash
  • Easy to use mobile app and online banking. Criteria apply
  • No monthly fee

Joint bank accounts

If you're looking to share your account with another person a joint bank account could make sense.

Select, our everyday bank account, and our extra-benefit Gold account are both available as joint accounts. 

Card Plus account

A current account for 11-17 year olds
  • Manage your account whenever you like with online banking and our easy to use Mobile app
  • Withdraw cash at any cash machine in the UK, Channel Islands, Isle of Man, Gibraltar and abroad. Charges apply for overseas transactions
  • Earn interest on any money in your account
  • No monthly fee

To apply you must be 11-17 years old and resident in the Isle of Man. If you are under 16 you will need to be accompanied by a parent or guardian to apply for an account in branch. Both you and your parent or guardian will need to provide identification.

Switch your account to us

The Current Account Switch Service will do all the work when it comes to switching your bank account to us. This includes moving everything across from your old account to your new account with us, including Direct Debits and standing orders, all within 7 working days.

All you need to do is tell us the details of your old bank account and when you want the switch to start.

Something else we can help you with?