A basic account with no overdraft or cheque book
To have a Foundation account you must be 18+ and resident in the Isle of Man. The Foundation account can't be applied for directly. We may offer it to you if we think it might be more suitable after you’ve applied for one of our other accounts.
Foundation account
This account might suit you if you’re not eligible for any of the other accounts you apply for. It's a basic account to help you manage your money.
To find out if you're eligible for this type of current account you need to first apply for one of our other accounts, such as our Select account which also has no monthly fee.
Our basic bank account
Account terms, rates and fees
Additional account information
There are many reasons why a standard current account is unsuitable for some people and this is usually related to financial difficulties. Our foundation account is suitable if:
- You have little or no credit history
- You’re going through bankruptcy
- You've given us incomplete or inaccurate information when you apply
- You have a low credit score
We understand that managing personal finances can be challenging and improving your credit score is not a straightforward process.
It's always best to consult a financial professional if you’re concerned about your personal finances.
How your information might be used
It's important for you to understand how we use and share your information. Please read this short summary for more information.
How can I apply?
What will I need?
