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Gold account

Our Gold account has everything you would expect from a current account with a host of great benefits.

18 a month

Apply for a Gold account Apply for a Gold account

To apply you must be 18 or over

Banking with so much more…

When a conventional current account just doesn't fit in with your modern day lifestyle, it's time for you to look at Gold from Isle of Man Bank.

For a fee of 18 per month, you get everything you need to manage your day to day banking plus travel insurance, Ten concierge service, protection and banking benefits

Travel insurance


One of the primary Gold benefits is the family travel insurance. You, your partner and your dependent children can now travel with peace of mind. The family travel insurance offers comprehensive cover when travelling and includes winter sports cover.

If you experience difficulties while abroad, you can rest easy with the 24/7 emergency medical assistance. Wherever you are in the world, one simple phone call will provide you with instant help and support, day or night.

Private Motor Excess Insurance


Your Private Motor Excess Insurance can refund the excess you may have to pay following a successful claim under any separate car insurance policy you hold.

To refund the excess, the claim on your car insurance needs to be more than the excess you have to pay.

Ten concierge service


Need tickets to that must-see show, sporting event or concert? Perhaps you need help with restaurant bookings, flights, holidays or car hire. Let our 24/7 concierge service help you make the most of your valuable time.

Spend more time doing the things you enjoy.

Important information

Eligibility criteria

To apply for a Gold account you are required to be 18 years or over and resident in the Isle of Man.

Interested in our Premier service?

NatWest International Premier is a relationship service designed to offer a more personal banking experience. Our Premier service is here to make your life easier and run more smoothly.

Discover more about our Premier service

Important documents

The following Terms and fees apply to Isle of Man Bank personal bank accounts.

Personal Banking Account Terms and Fees

Fee Information Document for Gold Account

Current account interest rates

How your information might be used

It's important for you to understand how we use and share your information. Please read our privacy notice for details on how we use your information and your rights.

Insurance product information for Gold account

The Gold account comes with a range of insurance policies that could cover you and your family. Please review the following documents to ensure our policies fully meet your needs and the cover is right for you.

Insurance Product Information

What You Need To Know

For full details of cover, please refer to the Gold account Travel Insurance, Car Rental Loss Damage Waiver Insurance and Private Motor Excess Insurance guides.

Car Rental Loss Damage Waiver Insurance Guide

Private Motor Excess Insurance Guide

Travel Insurance Guide

Switching your account to us

The Current Account Switch Service makes switching current accounts from one Isle of Man, UK, and Channel Islands bank or building society to another simple and stress-free.

Our Switching Service will move everything across from your old account to your new Isle of Man Bank account, including Direct Debits and standing orders, within 7 working days. It's completely free and is backed by an industry-wide guarantee to ensure the move goes smoothly.