Manage your payment limits

Have more control of your own payment limits

Manage your payment limits

To provide you with extra protection against fraud and scams, you can manage your daily payment limits to suit your needs. The payment limits set the maximum amount you can pay across all services each working day.

The limits apply to payments made from your personal or business account to someone else and will not include bill payments.

Changing your payment limits

You can increase or reduce the limits for payments made from your mobile app or online banking, with a daily maximum of £20,000 for personal customers and £50,000 for business customers.

We recommend setting the payment limits to a level that suits your requirements.

What you’ll need:

  • To be registered for online banking or the mobile app
  • A card reader or mobile app registered for biometrics approval (biometric approval is available to eligible app customers aged 16 or over)

Step-by-step guides

Restrict payments made with your debit card

With the mobile app, you can choose to block certain transaction types available on your debit card such as contactless, online or gambling payments.

Making a payment above your daily payment limit

If you need to make a large value payment above the maximum payment limit, you can set up separate payments over a number of days.

Alternatively you can make a CHAPS payment through a branch however a fee will apply. Remember to take your debit card and proof of identification with you.