Planning to remortgage with us
You have a buy to let mortgage with someone else and want to find out about remortgaging that property with us.
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Changes to Isle of Man Bank mortgage provider
From 21 June 2023, we’re changing mortgage provider from Isle of Man Bank to NatWest International.
Mortgage calculator
How much can I borrow and what might my mortgage payments be?
Whether you're a first time buyer or moving home, you can use our mortgage calculator to find out how much you might be able to borrow. You can also view our mortgage rates and what your monthly payments may be.
Let's get started...
Are you...
Planning to renew your mortgage deal
Your current deal will end in the next three months, or has already ended, and you want to renew your mortgage with us.
Planning to buy a buy to let property
You currently have a mortgage with us and are looking to buy another property.
Are you...
Planning to renew your mortgage deal
Your current fixed term mortgage deal is ending or you want to switch your mortgage to a new deal.
Considering moving to a new home
You already have a mortgage with Isle of Man Bank and are looking to move home.
Planning to change your mortgage
You are looking for additional borrowing or to switch deal and borrow more at the same time.
Are you...
Considering buying a new property
You're looking to purchase a property and don't already have a mortgage with us.
Planning to remortgage to us
You have a mortgage with someone else and want to find out about remortgaging with us.
Do you want to...
Request a callback from our mortgage team
Complete a quick form, select when you’d like us to call and a member of our mortgage team will be in touch.
Do you want to...
Browse and compare our mortgage details
Get an idea of what mortgages we could offer you by answering a few questions.
Request a callback from our mortgage team
Complete a quick form, select when you’d like us to call and a member of our mortgage team will be in touch.
Do you want to...
Browse and compare our mortgage deals
Get an idea of what mortgages we could offer you by answering a few questions.
Request a callback from our mortgage team
Complete a quick form, select when you’d like us to call and a member of our mortgage team will be in touch.
Do you want to...
Change your existing mortgage
You are looking to change from your current rate to a new mortgage and require additional borrowing.
Request a callback from our mortgage team
Complete a quick form, select when you’d like us to call and a member of our mortgage team will be in touch.
Do you want to...
Browse and compare our mortgage deals
Get an idea of what mortgages we could offer you by answering a few questions.
Request a callback from our mortgage team
Complete a quick form, select when you’d like us to call and a member of our mortgage team will be in touch.
What next...
Browse and compare our mortgage deals
Get an idea of what mortgages we could offer you by answering a few questions.
Request a callback from our mortgage team
Complete a quick form, select when you’d like us to call and a member of our mortgage team will be in touch.
Finally, what would you like to do...
Browse and compare our mortgage deals
Get an idea of what mortgages we could offer you by answering a few questions.
Request a callback from our mortgage team
Complete a quick form, select when you’d like us to call and a member of our mortgage team will be in touch.
Finally, what would you like to do...
Browse and compare our mortgage deals
Get an idea of what mortgages we could offer you by answering a few questions.
Request a callback from our mortgage team
Complete a quick form, select when you’d like us to call and a member of our mortgage team will be in touch.
Finally, what would you like to do...
Finally, what would you like to do...
Finally, what would you like to do...
Browse and compare our mortgage details
Get an idea of what mortgages we could offer you by answering a few questions.
Request a callback from our mortgage team
Complete a quick form, select when you’d like us to call and a member of our mortgage team will be in touch.
Finally, what would you like to do...
Change my existing mortgage deal
You are looking to change from your current rate to a new mortgage without any additional borrowing requirements.
Request a callback from our mortgage team
Complete a quick form, select when you’d like us to call and a member of our mortgage team will be in touch.
Finally, what would you like to do...
Browse and compare our mortgage details
Get an idea of what mortgages we could offer you by answering a few questions.
Mortgage calculator
Find out how much you could borrow and what it could cost
What you've told us so far...
You're new to Isle of Man Bank mortgages, considering a mortgage for your first home and looking to see our mortgage rates.
What you've told us so far...
You're new to Isle of Man Bank mortgages, considering a mortgage for a home move and looking to see how much you could borrow.
What you've told us so far...
You're new to Isle of Man Bank mortgages, considering a mortgage for a home move and looking to see our mortgage rates.
What you've told us so far...
You're new to Isle of Man Bank mortgages, considering a remortgage for your home and looking to see our mortgage rates.
What you've told us so far...
You're new to Isle of Man Bank mortgages, considering a mortgage for a buy to let property and looking to see our rates.
What you've told us so far...
You're new to Isle of Man Bank mortgages, considering a remortgage for a buy to let property and looking to see our rates.
What you've told us so far...
You're an existing Isle of Man Bank mortgage customer, considering a change in mortgage for your buy to let property and looking to see our rates.
What you've told us so far...
You're an existing Isle of Man Bank mortgage customer, considering changing the mortgage and borrowing more for your buy to let property and looking to see our rates.
What you've told us so far...
You're an existing Isle of Man Bank mortgage customer, considering a remortgage for a buy to let property and looking to see our rates.
What you've told us so far...
You're an existing Isle of Man Bank mortgage customer, wishing to buy a new buy to let property and looking to see our rates.
What you've told us so far...
You're an existing Isle of Man Bank mortgage customer, wishing to remortgage your buy to let property and looking to see our rates.
What you've told us so far...
You're an existing Isle of Man Bank mortgage customer, considering a change in mortgage for your home and looking to see our rates.
What you've told us so far...
You're an existing Isle of Man Bank mortgage customer, considering a change in mortgage for your home with additional borrowing and looking to see our rates.
What you've told us so far...
You're an existing Isle of Man Bank mortgage customer, considering a change in mortgage for your home and looking to see our rates.
What you've told us so far...
You're an existing Isle of Man Bank mortgage customer, considering moving home or renewing your mortgage and looking to see our rates.
What you've told us so far...
You're an existing Isle of Man Bank mortgage customer, wishing to renew your mortgage and looking to see our rates.
Feedback panel
Based on what you told us, for a mortgage of....
your monthly payments could be....
Based on what you told us, against this property we could lend you up to...
loan to value mortgage example
All figures provided are for illustrative purposes only.
This is not a formal quotation or a commitment to lend.
Your home or property may be repossessed if you do not keep up repayments on your mortgage.
What's next
For a mortgage of...
your monthly payments could be...
We have found
N mortgages for you.
Want to speak to someone? Arrange a callback to speak to a mortgage professional.
Sorry, but based on the information you have supplied us, we are unable to provide you with a borrowing quote.
You could try entering different values to see how this affects the outcome.
Want to speak to someone? Arrange a callback to speak to a mortgage professional.
Important information
All figures provided are for illustrative purposes only. This will be dependant on your financial situation, property value and the size of your deposit or equity. This is not a formal quotation or a commitment to lend.
You must currently own no more than 9 Buy to let properties and your maximum borrowing cannot exceed £3.5 million. Buy to let properties are subject to a minimum purchase price of £150,000.
Representative example
Fixed rate
A mortgage of £200,000 payable over 25 years initially on a fixed rate of 5.49% for 3 years and then our variable rate of 7.49% for the remaining 23 years would require 36 monthly payments of £1,224.57 and 264 payments of £1,448.54. The total amount payable would be £426,499.08 made up of the loan amount of £200,000.00 plus interest of £226,499.08. A CHAPS fee of £30 is also payable.
The overall cost for comparison is 7.1% APR representative.
Mortgage calculator
Browse and compare mortgage details
The rates available are subject to change and you must choose from the rates available on the day of your application.
Products list page
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Compare ( N ) Mortgages
Added to comparison
Compare ( N ) mortgages
Need some help?
Book an appointment
To arrange a mortgage appointment over the phone or in branch, call us on 01624 637676. Lines are open Monday to Friday 9am - 5pm (except bank holidays). Calls may be recorded.
Mortgage appointment checklist
It's a good idea to get organised before you apply for a mortgage appointment. We'll send you details of everything you need when your mortgage appointment is arranged.
Your home or property may be repossessed if you do not keep up repayments on your mortgage.
Important information
All figures provided are for illustrative purposes only. This will be dependant on your financial situation, property value and the size of your deposit or equity. This is not a formal quotation or a commitment to lend.
You must currently own no more than 9 Buy to let properties and your maximum borrowing cannot exceed £3.5 million. Buy to let properties are subject to a minimum purchase price of £150,000.
Representative example
Fixed rate
A mortgage of £200,000 payable over 25 years initially on a fixed rate of 5.49% for 3 years and then our variable rate of 7.49% for the remaining 23 years would require 36 monthly payments of £1,224.57 and 264 payments of £1,448.54. The total amount payable would be £426,499.08 made up of the loan amount of £200,000.00 plus interest of £226,499.08. A CHAPS fee of £30 is also payable.
The overall cost for comparison is 7.1% APR representative.
Representative example
Fixed rate
A mortgage of £200,000 payable over 25 years initially on a fixed rate of 5.49% for 3 years and then our variable rate of 7.49% for the remaining 23 years would require 36 monthly payments of £1,224.57 and 264 payments of £1,448.54. The total amount payable would be £426,499.08 made up of the loan amount of £200,000.00 plus interest of £226,499.08. A CHAPS fee of £30 is also payable.
The overall cost for comparison is 7.1% APR representative.
Representative example
Fixed rate
A mortgage of £200,000 payable over 25 years initially on a fixed rate of 5.49% for 3 years and then our variable rate of 7.49% for the remaining 23 years would require 36 monthly payments of £1,224.57 and 264 payments of £1,448.54. The total amount payable would be £426,499.08 made up of the loan amount of £200,000.00 plus interest of £226,499.08. A CHAPS fee of £30 is also payable.
The overall cost for comparison is 7.1% APR representative.
Mortgage calculator
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Below is a mortgage summary. The information shown does not include all of the details you need to choose a mortgage. When you complete your mortgage application we will provide you with all the information you need before you make a decision.
Product details page
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Next steps
Book an appointment
We're on hand to arrange a phone or branch appointment with one of our qualified mortgage professionals. We can also help with any general queries about the process.
Call us on 01624 637676
Lines are open Monday to Friday 9am - 5pm (except bank holidays). Calls may be recorded.
Arrange a callback
Use our callback service to arrange when you’d like us to call you. This will save you from waiting on-hold, removes any call charges and makes banking with us a little bit easier.
Next steps
Book an appointment
We're on hand to arrange a phone or branch appointment with one of our qualified mortgage professionals. We can also help with any general queries about the process.
Call us on 01624 637676
Lines are open Monday to Friday 9am - 5pm (except bank holidays). Calls may be recorded.
Arrange a callback
Use our callback service to arrange when you’d like us to call you. This will save you from waiting on-hold, removes any call charges and makes banking with us a little bit easier.
Your home or property may be repossessed if you do not keep up repayments on your mortgage.
Important information
All figures provided are for illustrative purposes only. This will be dependant on your financial situation, property value and the size of your deposit or equity. This is not a formal quotation or a commitment to lend.
You must currently own no more than 9 Buy to let properties and your maximum borrowing cannot exceed £3.5 million. Buy to let properties are subject to a minimum purchase price of £150,000.
Representative example
Fixed rate
A mortgage of £200,000 payable over 25 years initially on a fixed rate of 5.49% for 3 years and then our variable rate of 7.49% for the remaining 23 years would require 36 monthly payments of £1,224.57 and 264 payments of £1,448.54. The total amount payable would be £426,499.08 made up of the loan amount of £200,000.00 plus interest of £226,499.08. A CHAPS fee of £30 is also payable.
The overall cost for comparison is 7.1% APR representative.
Representative example
Fixed rate
A mortgage of £200,000 payable over 25 years initially on a fixed rate of 5.49% for 3 years and then our variable rate of 7.49% for the remaining 23 years would require 36 monthly payments of £1,224.57 and 264 payments of £1,448.54. The total amount payable would be £426,499.08 made up of the loan amount of £200,000.00 plus interest of £226,499.08. A CHAPS fee of £30 is also payable.
The overall cost for comparison is 7.1% APR representative.
Mortgage calculator
Browse and compare mortgages
The rates available are subject to change and you must choose from the rates available on the day you
submit your application.
Product comparison page
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Not ready to apply?
Choose different mortgages
If these selections aren't right for you, please revisit the calculator and revise your choices.
Learn about mortgage types and rates
What’s the difference between a repayment, interest-only, fixed and tracker rate mortgages?
Talk to a member of our mortgage team
Call us on 01624 637676. Lines are open Monday to Friday 9am - 5pm (except bank holidays). Calls may be recorded.
Your home or property may be repossessed if you do not keep up repayments on your mortgage.
Important information
All figures provided are for illustrative purposes only. This will be dependant on your financial situation, property value and the size of your deposit or equity. This is not a formal quotation or a commitment to lend.
You must currently own no more than 9 Buy to let properties and your maximum borrowing cannot exceed £3.5 million. Buy to let properties are subject to a minimum purchase price of £150,000.
Representative example
Fixed rate
A mortgage of £200,000 payable over 25 years initially on a fixed rate of 5.49% for 3 years and then our variable rate of 7.24% for the remaining 23 years would require 36 monthly payments of £1,224.67 and 262 payments of £1,416.86. The total amount payable would be £415,305.44 made up of the loan amount of £200,000 plus interest of £215,305.44. A CHAPS fee of £30 is also payable.
The overall cost for comparison is 6.9% APR representative.
Representative example
Fixed rate
A mortgage of £200,000 payable over 25 years initially on a fixed rate of 5.49% for 3 years and then our variable rate of 7.49% for the remaining 23 years would require 36 monthly payments of £1,224.57 and 264 payments of £1,448.54. The total amount payable would be £426,499.08 made up of the loan amount of £200,000.00 plus interest of £226,499.08. A CHAPS fee of £30 is also payable.
The overall cost for comparison is 7.1% APR representative.
Representative example
Fixed rate
A mortgage of £200,000 payable over 25 years initially on a fixed rate of 5.49% for 3 years and then our variable rate of 7.49% for the remaining 23 years would require 36 monthly payments of £1,224.57 and 264 payments of £1,448.54. The total amount payable would be £426,499.08 made up of the loan amount of £200,000.00 plus interest of £226,499.08. A CHAPS fee of £30 is also payable.
The overall cost for comparison is 7.1% APR representative.