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Buy to let mortgages

Buying property to rent it out

Available to over 18s resident in the Isle of Man.
Your home or property may be repossessed if you do not keep up repayments on your mortgage.

On this page
What is a buy to let mortgage?
Compare our buy to let rates
Get in touch with our mortgage team

What is a buy to let mortgage?

A buy to let mortgage is for someone who wants to buy property to rent it out.

Help is always at hand with our local mortgage team who can explain how much you could borrow and how much of a deposit you would need to have. They can also guide you through the buy to let mortgage process when you’re ready.

Our buy to let mortgage rates

Take a look at our buy to let mortgages. All can be taken on either a capital and interest repayment basis or an interest only basis.

You’ll find fixed rate and tracker mortgages with a range of different terms and interest rates available.

Use our mortgage calculator

Get in touch with our mortgage team

There's a few ways of getting in touch with us. To start, we'll run through some quick questions to make sure that you get the local help you need.

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Do you already have a mortgage with us?
Please tell us if you already have an Isle of Man Bank mortgage.
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What can we help you with today?
Please tell us the nature of your mortgage query.
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Applying for a mortgage

It's great that you are interested in applying for a mortgage with us. Please ensure you have the following information to hand...

  • 3 months bank statements for any personal or business current accounts you have with other financial institutions
  • 3 recent payslips
  • any existing mortgage statements
  • details of any rental income
  • any credit card or store card statements

Please ensure you have this information to hand before proceeding.

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Speak to the mortgage team

Request a call back

Select the date and time you want us to call you, enter your contact details and our mortgage team will be in touch.

Arrange a call back


Call us

Speak to a member of our local mortgage team on:

01624 637676

Lines are open Monday to Friday 9am - 5pm (except bank holidays). Calls may be recorded.

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Applying for additional mortgage borrowing

It's great that you are interested in applying for additional mortgage borrowing with us. The first step is to request a callback for a time that suits you.

Please have this information to hand when we call...

  • 3 months bank statements for any personal or business current accounts you have with other financial institutions
  • 3 recent payslips
  • any existing mortgage statements
  • details of any rental income
  • any credit card or store card statements

If you're self employed, a sole trader or a limited company director we'll also need to see:

  • 3 months business bank statements
  • 2 years audited accounts certified by an accountant and signed by you
  • latest 2 years personal tax assessments.


We may need additional information from you depending on your personal circumstances. We'll send you details of everything you need when your mortgage appointment is arranged.

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Arrange a call back

Re-mortgaging with us

It's great that you are interested in re-mortgaging with us. The first step is to request a callback for a time that suits you.

Please have this information to hand when we call...

  • 3 months bank statements for any personal or business current accounts you have with other financial institutions
  • 3 recent payslips
  • any existing mortgage statements
  • details of any rental income
  • any credit card or store card statements

If you're self employed, a sole trader or a limited company director we'll also need to see:

  • 3 months business bank statements
  • 2 years audited accounts certified by an accountant and signed by you
  • latest 2 years personal tax assessments.


We may need additional information from you depending on your personal circumstances. We'll send you details of everything you need when your mortgage appointment is arranged.

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Arrange a call back

Requesting a mortgage document or redemption quote

You can now use our simple online form to request a mortgage statement, tax certificate or redemption quotation.
 

Request a mortgage statement or tax certificate
 

Request a mortgage redemption quote

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Discuss an existing mortgage with us

The first step is to request a callback for a time that suits you. Please have your existing mortgage details to hand when we call.

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Arrange a call back
What can we help you with today?
Please tell us the nature of your mortgage query.
Previous
Next

Applying for a mortgage

It's great that you are interested in applying for a mortgage with us. Please ensure you have the following information to hand...

  • 3 months bank statements for any personal or business current accounts you have with other financial institutions
  • 3 recent payslips
  • any existing mortgage statements
  • details of any rental income
  • any credit card or store card statements

Please ensure you have this information to hand before proceeding.

Previous
Next

Speak to the mortgage team

Request a call back

Select the date and time you want us to call you, enter your contact details and our mortgage team will be in touch.

Arrange a call back


Call us

Speak to a member of our local mortgage team on:

01624 637676

Lines are open Monday to Friday 9am - 5pm (except bank holidays). Calls may be recorded.

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Find out how much you could borrow

It's great that you are interested in applying for a mortgage with us. We appreciate that it's important to understand how much you could borrow before you start viewing properties.
 

Our mortgage calculator

Use our mortgage calculator to see how much you could borrow, review our mortgage rates and get an idea of what your monthly payments could be.

Use our mortgage calculator

 

Alternatively, our mortgage team can provide you with an illustration based on your income, outgoings and the value of the property you're considering.

Please ensure you have the following information to hand...

Please confirm you have this information to hand before proceeding.

Previous
Next

Speak to the mortgage team

Request a call back

Select the date and time you want us to call you, enter your contact details and our mortgage team will be in touch.

Arrange a call back


Call us

Speak to a member of our local mortgage team on:

01624 637676

Lines are open Monday to Friday 9am - 5pm (except bank holidays). Calls may be recorded.

Previous