Apple Pay is a secure way to pay, every transaction on your iPhone or iPad requires you to authenticate with Face ID on iPhone X or Touch ID on any iPhone 6 and above or your passcode. Your Apple Watch is protected by the passcode that only you know, and your passcode is required every time you put on your Apple Watch.
Your card number and identity aren't shared with the retailer, and your actual card numbers aren't stored on your device or on Apple servers.
We take security very seriously and, provided you take appropriate care, we'll offer you the same protection against fraud when you use Apple Pay, as we do for your Isle of Man Bank debit card.
Learn more about Apple Pay security and privacy at the Apple Pay support site.
When you add your card to Google Pay, a virtual account number replaces your card details. With Google Pay, your card details aren't stored on your device, or disclosed and transmitted when you pay. Your unique virtual account number is used.
If your device is lost or stolen, you can contact us and get your card token suspended.
Learn more about Google Pay security and privacy at the Google Pay support site.