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Foundation account

A basic account with no overdraft or cheque book

To have a Foundation account you must be 18+ and resident in the Isle of Man. The Foundation account can't be applied for directly. We may offer it to you if we think it might be more suitable after you’ve applied for one of our other accounts.

Foundation account

This account might suit you if you’re not eligible for any of the other accounts you apply for. It's a basic account to help you manage your money.

To find out if you're eligible for this type of current account you need to first apply for one of our other accounts, such as our Select account which also has no monthly fee.

Our basic bank account

No monthly fee

There's no monthly fee for having a Foundation account.

Visa Debit Card

Make purchases online or in store and withdraw cash from a wide network of cash machines.

Mobile app

Stay in control of your finances with our easy to use mobile banking app.

Online banking

Banking at your convenience, day or night, with our Online banking service.

How your information might be used

It's important for you to understand how we use and share your information. Please read this short summary for more information.

How do I open a Foundation account?

How can I apply?

You can't apply online for a Foundation account. To find out if you're eligible you need to first apply for one of our other accounts, such as our Select account ,which also has no monthly fee.

What will I need?

You'll need to show us some documents such as photo ID and address verification. Don't worry - we'll let you know exactly what we need when you apply.

How long will it take?

An online application for one of our other current accounts will take around 15 minutes to complete. After this we'll post you an application pack that details what documents we need to open your account.