Cookies on the Isle of Man Bank website Close

Privacy Statement: How we use cookies
Cookies are very small text files that are stored on your computer when you visit some websites.

We use cookies to help provide you with the best possible online experience. By using this site, you agree that we may store and access cookies on your device. For more information on cookies and how we use them, please visit our website.

Private Motor
Excess Insurance

Insurance works alongside your
existing car insurance.

Available to Gold account customers

Key information about Private Motor Excess Insurance

The Insurance works alongside your existing car insurance. It covers the cost of your excess if you have to make a ‘at fault’ claim where the damage to your vehicle is greater than your excess limit.

Should you need to make a claim on your car insurance, you pay your excess as normal and then claim it back.

Cover is available for persons who own and insure their private motor vehicle.

3,000 is the limit under this policy.

To notify the Insurer of a claim:

Policy Number: P04183

Membership Services: 02392 676061
Monday to Friday 8:30am – 6:00pm


You must give all information or help that you are asked for. Further details of how to claim are included in the policy document.