Instant saver
- Start saving with as little as £1
- Earn interest even when you’ve made a withdrawal
- Instantly move or withdraw money
On 14th April 2025, we will be reducing some of our interest rates. More about the rate change.
With a Fixed Term Deposit you can enjoy a fixed rate of interest for a specified period. This means, you’ll always know how much your money will grow.
You must be aged 16 or over and be resident in the Isle of Man. Minimum deposit requirements apply. Early withdrawals or account closure before the Maturity Date of a Fixed Term Deposit are not permitted. To open a Fixed Term Deposit, you'll need a Cash Management account.
Our Cash Management account lets you hold different currencies, including sterling, all in one place. You can easily access your money and use your account for:
Sending payments in sterling and other currencies
Settling your US Dollar or Euro charge cards with us
Receiving payments in sterling and international currencies
Handling foreign exchange transactions
Managing Fixed Term Deposits across a variety of currencies
To apply you must be aged 16 or over and be resident in the Isle of Man.
Start saving for their future today.
If you’re aged 18 years or over and hold an Isle of Man Bank current account, you can open an account in trust for a child under 16. All parties must be resident in the Isle of Man.
With Round Ups, every time you use your debit card or contactless device, we’ll round up the amount you spend to the nearest pound. We’ll send that extra change to your savings account.
With our savings goal tool, you can find out how much you need to save each month to hit your target. Plus, you can keep track of your progress with our mobile app.