Local mortgage team to help & support
Our mortgage team are here to guide you through the mortgage process and answer your questions.
Overlay
Existing mortgage customers
Borrowing more on your existing mortgage with us
Available to over 18s resident in the Isle of Man.
Your home or property may be repossessed if you do not keep up repayments on your mortgage.
Borrow for a range of purposes
You could borrow extra on your mortgage for a range of purposes such as home improvements, a new car, a dream holiday or a wedding.
Online tools to help you budget
Our mortgage calculator and mortgage rate finder will help you decide how much you can afford in as little as 10 minutes.
Things to consider...
-
01
Applications for additional borrowing must be for an acceptable purpose. The most common purposes are home improvements, a new car, a dream holiday or a wedding. We'll cover this in full during your first mortgage appointment.
-
02
The minimum borrowing amount on a mortgage is £25,000. A personal loan could be an option if you need less.
-
03
The minimum borrowing term is 3 years and the maximum is 35 years. Any new mortgage borrowing will run concurrently with your existing mortgage.
The maximum age for repayment is 65 years old. Where a mortgage extends beyond this age, you should be able to demonstrate continued ability to repay the loan by way of a pension or alternative means.
Help and guides
First time buyers
From rates to moving, our guide to getting a mortgage will help you understand the key steps to buying a home.
Jargon buster
Let us take the mystery out of mortgages by explaining a list of key terms and phrases you might come across on your journey.
Common questions
A list of the most frequently asked questions about mortgages and where to find extra support when you need it.