Premier Banking

Personal Loans

Loan features

The need-to-knows about our personal loans

  • Borrow between £1,000 and £35,000
  • Fixed monthly payments mean no unexpected changes to your monthly repayment amount
  • You'll be given a personalised rate depending on your circumstances and how much you want to borrow
  • A range of repayment terms are available, depending on the purpose of the loan

Borrowing terms for our personal loans

This is the period of time over which your personal loan agreement is in place. Our minimum and maximum terms for certain loan values are shown below.

To become a Premier customer you'll need to be 18+, permanently resident in the Isle of Man and meet the following criteria:

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Sole income

Sole income of at least £100,000 paid into an Isle of Man Bank account
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Savings of at least £100,000 held in an Isle of Man Bank account
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Subject to acceptance

Premier is subject to application, status and acceptance by Isle of Man Bank.

Important information

The following fees apply to our personal loans.

Contact us about a personal loan

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In branch

Visit your local branch and we'll be happy to arrange an appointment with your Premier Banking manager.

Not yet a Premier Banking customer? Find out more about our Premier service

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By telephone

Give us a call on 01624 697727

Lines are open Monday to Friday 9am - 5pm, except on bank holidays.

If outside these hours please leave a message and we'll contact you as soon as we can.