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Mortgages for moving home

Make your next move

To apply you must be 18+ and resident in the Isle of Man. Your home or property may be repossessed if you do not keep up repayments on your mortgage.

On this page

Features of our home mover mortgages

Use our mortgage calculator

Mortgage help & guides

Get in touch with our mortgage team

We could help take the stress out of moving home

Help is always at hand

Get in touch and we'll guide you through the mortgage maze.

Zero product fee options

We have a range of mortgages available, some without product fees.

Online tools to help you

Our mortgage calculator and mortgage rate finder will help you decide how much you can afford in as little as 10 minutes.

Get started with our mortgage calculator

Our mortgage calculator allows you to see how much you could borrow, review our mortgage rates and get an idea of what your monthly payments might be.

Use our mortgage calculator

Help and guides

First time buyer guide

From rates to moving, our guide to getting a mortgage will help you understand the key steps to buying a home.

First time buyer guide

Jargon buster

Let us take the mystery out of mortgages by explaining a list of key terms and phrases you might come across on your journey.

Jargon buster

Common questions

A list of the most frequently asked questions about mortgages and where to find extra support when you need it.

Common questions

Get in touch with our mortgage team

There's a few different ways of getting in touch with us. To start, we'll run through some quick questions to make sure you get the help you need.

Continue

What can we help you with today?

Please tell us the nature of your mortgage query.

I want to apply for a mortgage

I want to apply for additional borrowing on my mortgage

I'm interested in re-mortgaging

I want to find out how much I could borrow

I want to discuss my existing mortgage

Applying for a mortgage

It's great that you are interested in applying for a mortgage with us. Please ensure you have the following information to hand...

3 months bank statements for any personal or business current accounts you have with other financial institutions
3 recent payslips
any existing mortgage statements
details of any rental income
any credit card or store card statements

If you're self employed, a sole trader or a limited company director

Please ensure you have this information to hand before proceeding.

By telephone

Call 01624 637676 and one of our mortgage team can discuss the mortgage application process.

Lines are open Monday to Friday 9am - 5pm (except bank holidays). Calls may be recorded.

Arrange a call back

Complete our call back form to arrange a call at a time that suits you. This will allow you to arrange a phone or branch appointment with a qualified mortgage arranger.

Applying for additional mortgage borrowing

It's great that you are interested in applying for additional mortgage borrowing with us. The first step is to request a callback for a time that suits you.

Please have this information to hand when we call...

3 months bank statements for any personal or business current accounts you have with other financial institutions
3 recent payslips
any existing mortgage statements
details of any rental income
any credit card or store card statements

If you're self employed, a sole trader or a limited company director we'll also need to see:

3 months business bank statements
2 years audited accounts certified by an accountant and signed by you
latest 2 years personal tax assessments.

We may need additional information from you depending on your personal circumstances. We'll send you details of everything you need when your mortgage appointment is arranged.

Re-mortgaging with us

It's great that you are interested in re-mortgaging with us. The first step is to request a callback for a time that suits you.

Please have this information to hand when we call...

3 months bank statements for any personal or business current accounts you have with other financial institutions
3 recent payslips
any existing mortgage statements
details of any rental income
any credit card or store card statements

If you're self employed, a sole trader or a limited company director we'll also need to see:

3 months business bank statements
2 years audited accounts certified by an accountant and signed by you
latest 2 years personal tax assessments.

We may need additional information from you depending on your personal circumstances. We'll send you details of everything you need when your mortgage appointment is arranged.

Find out how much you could borrow

It's great that you are interested in applying for a mortgage with us. We understand that it's important to understand how much you could borrow before you start viewing properties.

Our mortgage team can provide you with an illustration based on your income, outgoings and the value of the property you're considering.

Please ensure you have the following information to hand...

Which type of buyer are you

Mortgage details

Your income & outgoings (for each applicant)

Please confirm you have this information to hand before proceeding.

By telephone

Call 01624 637676 and one of our mortgage team can give you an indication of how much you could borrow and discuss the mortgage application process.

Lines are open Monday to Friday 9am - 5pm (except bank holidays). Calls may be recorded.

Arrange a call back

Complete our call back form to arrange a call at a time that suits you. This will allow you to arrange a phone or branch appointment with a qualified mortgage arranger.

Discussing an existing mortgage with us

The first step is to request a callback for a time that suits you.

Please have your existing mortgage details to hand when we call.