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Personal Loans

Bringing your dreams to life

Representative 4.9% APR

Features of our personal loans

  • Borrow between £1,000 and £35,000
  • Fixed monthly payments mean no unexpected changes to your monthly repayment amount
  • When you apply you'll be given a personalised rate depending on your circumstances and how much you want to borrow
  • A range of repayment terms are available, depending on the purpose of the loan

To apply you must be 18+, resident in the Isle of Man and have an Isle of Man Bank current account or mortgage.

How much can I borrow?

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Looking for a loan between £1,000 and £19,950?

Use our online loan calculator to estimate how much you could borrow, our representative interest rates and monthly payments.
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Wanting to borrow between £20,000 and £35,000?

Please get in touch for a quotation and/or to apply.

Loan calculator

Home improvement loans of £7,500 or more are available over an extended term of up to 10 years.

How much would you like to borrow?

Representative 50  APR

The Representative APR changes based on the amount you borrow.

Representative 50  APR

The Representative APR changes based on the amount you borrow.

How long would you like to repay?

20 Months

Representative Example

Borrowing

£7,500

Over

0 months

Monthly Repayment

£137.55

Total Repayment

£8,253.00

Representative

3.9

% APR

(Annual Percentage Rate)
Interest Rate

3.9

% p.a.

(Fixed)

The rate you pay depends on your circumstances and loan amount and may differ from the Representative APR. This means you're not guaranteed to get the rate you see in the calculator. 

You can view our minimum and maximum rates here.

For loans between £20,000 and £35,000, please contact us for a quotation.

The rate you pay depends on your circumstances and loan amount and may differ from the Representative APR. This means you're not guaranteed to get the rate you see in the calculator. 

You can view our minimum and maximum rates here.

For loans between £20,000 and £35,000, please contact us for a quotation.

Loan borrowing terms and rates

View our minimum and maximum borrowing terms below. You can also view the minimum and maximum APR for each of our loan bands.

Important information

The following fees apply to our personal loans.

Learn the language of loans

View a list of terms and phrases you might come across along with an explanation of what they mean.

Talk to us about a personal loan

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In branch

Find your nearest Isle of Man Bank branch and arrange an appointment to apply for a personal loan with us.

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By telephone

Give us a call on +44 (0)1624 637190

Lines are open from Monday to Friday 9am - 5pm, except on bank holidays.

Calls may be recorded.