Our children's bank account

There's no ongoing monthly fee for having a Card Plus account with us. You can view a full list of fees for additional services in our Personal Banking Account Terms & Fees.

Interest is when your money earns money. So, if you had £100 in your account, 0.35% interest would be £0.35. In other words, you get a bit of extra money, just for keeping money in your account. 

Interest is calculated daily and paid monthly.

Annual Equivalent Rate (AER). This is a notional rate used for interest bearing accounts which illustrates the interest rate if paid and compounded each year. It helps you to compare the effective rates of credit interest on different accounts.

Gross Rate. This means the interest rate you are paid before the deduction of basic rate income tax.

With a Visa Debit card you can make purchases in store or online or withdraw up to £300 from any cash machine in the UK, Channel Islands, Isle of Man, Gibraltar and abroad - wherever you see the Visa logo.

Using your debit card

Beat the queues and manage your banking from the comfort of your own home. You can complete the vast majority of transactions available in branch via our Online banking service. 

Online banking is available to customers aged 11+ with a Isle of Man Bank account. We'll automatically enrol you for Online banking if you choose to apply for a Card Plus account.

More about Online banking

Our mobile banking app gives you the choice of doing your banking when it suits you, direct from your phone.

Whether you want to check your balance, transfer money to a savings account or make a payment to a friend for your share of dinner, our app allows you to bank at your fingertips.

Our app is available to customers who have Online banking and a Channel Islands, Isle of Man, UK or international mobile number (available in 18 countries).

More about our Mobile app