How much will it cost me?
Use our loan calculator
Our online loan calculator can help to calculate how much a loan might cost you.
Overlay
A fixed rate over a fixed term
Personal Loans
Representative 8.9% APR
This rate is available on loans between £7,500 and £35,000. Other loan amounts are available at alternative rates.
Why choose a loan with us?
- Borrow between £1,000 and £20,000. If you are a homeowner we could lend you up to £35,000.
- Fixed monthly payments mean no unexpected changes to your monthly repayment amount.
- A range of repayment terms and rates are available.
To apply you must be 18+ and resident in the Isle of Man, and hold an Isle of Man bank current account for at least 180 days.
What could you do with a personal loan?
Our personal loans could be used for a variety of reasons:
- Buy a new or used car
- Home improvements
- Consolidate debt
- Get married
- Go on holiday
Ready to go?
Start your application
It only takes around 10 minutes to start a loan application online.
Once we get your details, we'll call you shortly to talk you through your borrowing needs.
Loan calculator
Representative Example
Borrowing
£7,500
Over
0 months
Monthly Repayment
£137.55
Total Repayment
£8,253.00
Representative
3.9
% APR
(Annual Percentage Rate)
Interest Rate
3.9
% p.a.
(Fixed)
You can view our borrowing terms and rates here.
Borrow between £1,000 and £20,000. If you are a homeowner we could lend you up to £35,000.
Loan borrowing terms and rates
You could pay back your loan over 2 to 8 years, the APR rate you pay depends on how much you're borrowing.
Understanding personal loans
Take the mystery out of personal loans with our guide to loan terminology.
Ready to apply?
Before you apply, we've outlined the eligibility requirements for a personal loan below, to make sure it's the right option for you.
You can apply for a personal loan if you are:
- aged 18+
- resident in the Isle of Man and
- an existing Isle of Man Bank current account holder for at least 180 days.
Important information before you apply
Before starting an application for a personal loan we recommend that you use our loan calculator to get an indication of the loan rate that may be offered to you.
A credit search may be undertaken as part of the loan application.
How your information might be used
It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.