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Fixed term savings

Benefit from a fixed interest rate

PLEASE NOTE THAT THESE ARE LIMITED OFFERS AND MAY BE WITHDRAWN DUE TO AVAILABILITY

Our fixed rate interest account

A Fixed Term Deposit could be right for you if you don't need instant access to your money. Having a fixed rate means you know in advance what your savings will earn, helping you to reach your savings goals.

Choose from a 6 month, 9 month or 12 month term to suit your needs.

6 Month 9 Month 12 Month
Sterling balance AER Gross p.a (fixed) AER Gross p.a (fixed) AER Gross p.a (fixed)
5,000 - 99,999 1.00% 1.00% 1.05% 1.05% 1.10% 1.10%
100,000 - 249,999 1.05% 1.05% 1.10% 1.10% 1.15% 1.15%
250,000 - 499,999 1.10% 1.10% 1.15% 1.15% 1.20% 1.20%
500,000 - 749,999 1.15% 1.15% 1.25% 1.25% 1.30% 1.30%
750,000 - 4,999,999 1.20% 1.20% 1.30% 1.30% 1.40% 1.40%

Interest is calculated daily and paid on the Maturity Date.

Please call us or visit your local branch for more information on the terms and interest rates for other currencies.

Definitions

  • Gross is the interest rate paid before the deduction of tax
  • Start Date is the date on which your money is fixed
  • Maturity Date is the date on which your Deposit matures
  • Annual Equivalent Rate (AER) illustrates the interest rates as if paid and compounded each year. Rates correct as at 1 August 2018
  • p.a per annum (per year)

Fixed term examples

6 month fixed term

Amount fixed at start date Balance at maturity date Interest earned
5,000 5,025 25
100,000 100,525 525
250,000 251,375 1,375
500,000 502,875 2,875
750,000 754,500 4,500

12 month fixed term

Amount fixed at start date Balance at maturity date Interest earned
5,000 5,055 55
100,000 101,150 1,150
250,000 253,000 3,000
500,000 506,500 6,500
750,000 760,500 10,500

These are only examples and do not take into account your individual circumstances. The examples assume that interest is paid into your Cash Management account.