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Fixed Term Deposit

Benefit from a fixed interest rate

Our fixed rate interest account

A Fixed Term Deposit could be ideal if you don't need instant access to your savings and may give you a better rate of interest than an instant access account. You can benefit from:

  • Deposit funds for 3 months, 6 months , 9 months or 12 months
  • Minimum deposit of 5,000 or the currency equivalent
  • Available in a variety of currencies including Sterling, Euros and US Dollars (3 month deposit not available in Sterling)
  • Interest paid at maturity
  • Interest rates may vary depending on deposit term

For our latest rates please call us or visit a branch.

Important information

Here are some key points to remember:

  • Interest is calculated daily
  • Interest is paid into your instant access Cash Management account
  • If you do not have an existing Cash Management account one will be opened automatically with your Fixed Term Deposit
  • A deposit contract will be sent to you within 14 business days confirming the detail of the deposit which has been opened
  • Early withdrawals or early closure (before maturity) of a Fixed Term Deposit are not permitted, except at the Bank's sole discretion
  • You must be aged 16 or over

  • The interest payment option cannot be amended mid term
  • This is a limited offer and may be withdrawn from sale at any time without prior notice
  • If at maturity you no longer require the Cash Management account linked to your Fixed Term Deposit, please advise us in writing to close the account
  • At maturity in the bsence of any alternative instruction the deposit will be placed into your Cash Management account
  • The rate may not be available if cleared funds are not paid into your Cash Management account before this offer is withdrawn


  • Gross is the interest rate paid before the deduction of tax
  • Maturity Date is the date on which your Deposit matures

  • The Annual Equivalent Rate (AER) illustrates what the interest rate would be if paid and compounded each year