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Gold account

A bank account with extra benefits

More than just a bank account...

For a monthly fee of £18 you can benefit from some of our gold, standard features that will have you feeling like a VIP.

  • Fee free overdraft with preferential rates. Subject to status
  • Credit interest on current account balances
  • Travel insurance for you and your family, including winter sports cover
  • 24/7 dedicated concierge service helping you make the most of your valuable free time
  • Private Motor Excess Insurance and car rental loss damage waiver insurance

The key features of our Gold account

Travel

Benefit from travel insurance that offers you and your family comprehensive worldwide cover

Concierge service

VIP treatment with our concierge service to help you with bookings, flights, holidays and more

Insurance

Have peace of mind with private motor excess as well as car rental loss damage coverage

Switch your account to us

The Current Account Switch Service will do all the work when it comes to switching your bank account to us. This includes moving everything across from your old account to your new account with us, including Direct Debits and standing orders, all within 7 working days.

All you need to do is tell us the details of your old bank account and when you want the switch to start.

Keep track of your finances

Internet banking

Manage and keep track of your finances 24/7

Our internet banking services are easy to use and give you everything you need to manage your money online.

Our online banking service is a fast and secure way to manage your everyday finances.

Our ibanking service is designed for customers with multi-currency, fixed rate or fixed term accounts.

Online banking is available to customers aged 11+ with a Isle of Man Bank account.  

ibanking is available to customers aged 16+ with a Isle of Man Bank account.

Mobile app

Banking at your fingertips

Banking has never been so convenient with our simple mobile banking app.

Whether you need to check your balances, transfer some money or make a payment, you can now do it all on the move.

And that's not all. Find out what else you can do.

App available to Personal or Business customers aged 11+ with compatible iOS and Android devices and an Isle of Man, UK or international mobile number in specific countries.

Ready to apply?

Before you apply, we've outlined the eligibility for the Gold account below, along with our terms and conditions so you can make sure it's the right account for you.

You can apply for a Gold account if you are:

  • aged 18+, and
  • permanently resident in the Isle of Man.

Insurance product information for our Gold account

We're making some changes to Gold account travel insurance on 16th August 2021. Please review the following documents to ensure our policies fully meet your needs and the cover is right for you.

How your information might be used

It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.

Lets get started...

To speed up your application for a Gold account, we need to run through some quick questions with you. They'll only take a few minutes.

Do you already bank with us?
Please tell us if you already hold an Isle of Man Bank account.
Do you use Online Banking?
If you're registered for Online Banking then we'll pre-fill the application form, saving you time.
Would you like to apply for a sole or joint account?
Please tell us if the application is just for you or a joint application.

Great, looks like you're all set and ready to go!

Just a heads up - we'll ask you to log in to online banking at the next step.

Great, looks like you're all set and ready to go!

Just a heads up - we'll ask you to log in to your Online Banking at the next step.

Would you like to apply for a sole or joint account?
Please tell us if the application is just for you or a joint application.

Great, looks like you're all set and ready to go!

Just so you can have what you need to hand, here's some of the information we'll ask for:

  • Your sort code & account number
  • Your personal details (name, date of birth etc.)
  • Your address & contact details
  • Your income details
  • Your tax identification number & passport number

Great, looks like you're all set and ready to go!

Just so you can have what you need to hand, here's some of the information we'll ask for:

  • Your sort code & account number
  • Your personal details (name, date of birth etc.)
  • Your address & contact details
  • Your income details
  • Your tax identification number & passport number
Would you like to apply for a sole or joint account?
Please tell us if the application is just for you or a joint application.

Great, looks like you're all set and ready to go!

Just so you can have what you need to hand, here's some of the information we'll ask for:

  • Your personal details (name, date of birth etc.)
  • Your address & contact details
  • Your income details
  • Your tax identification number & passport number

Great, looks like you're all set and ready to go!

Just so you can have what you need to hand, here's some of the information we'll ask for, from each applicant:

  • Your personal details (name, date of birth etc.)
  • Your address & contact details
  • Your income details
  • Your tax identification number & passport number