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Current accounts

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Upgrade your account

Enjoy benefits like family travel insurance, loss and damage waiver cover on car rentals and a 24/7 concierge service – it's easy to upgrade your account. Monthly account fees apply with Gold account.

Account comparison


No monthly
account fee

...want all the essentials to make everyday banking easy for you.


a month

...go on family holidays and want protection for your car rental and travel.

Visa debit card

Emergency cash

Overdraft (subject to status)

Mobile Banking app & Text Alerts

Telephone and Online Banking services

Family travel insurance with winter sports cover

Loss and damage waiver cover on car rentals

Worldwide emergency assistance and legal cover

Worldwide luggage retrieval service

24/7 lifestyle management and concierge through Ten

Ticket and restaurant booking service through Ten

Preferential rates for travel and car hire bookings through Ten

Purchase protection on all purchases made using a card linked to your Gold account

Local retailer discounts in Jersey, Guernsey, Isle of Man and Gibraltar

Discounted personal loan and overdraft rates (subject to status)

Tiered credit interest on Gold account balances