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Savings & investments

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Apply for your Reward Reserve Account

Got £2000 or more to save? With Reward Reserve you can earn extra interest by limiting your withdrawals. Plus, it's easy to access your money if you need it.

  • Rewards for saving more - we pay you more interest when you save more with us
  • Quarterly rewards - you can earn an extra 1% gross interest if you make only one withdrawal each quarter
  • Annual rewards - we'll add an extra 0.5% gross interest to your account if you make less than four withdrawals over a year

Important information - read this before you apply

  • You need to be aged 18.
  • Apply online if you reside in the Isle of Man, Jersey or Guernsey. Please call us on +44 1624 637000 if you do not reside in any of these jurisdictions.
  • Please ensure you have read the product information and fully understand the rates and charges associated with this savings account.
  • Please understand the documents required to open an account by reading our account opening checklist.
  • Please also make sure you have read the terms and conditions.

Continuing your application online


If you bank online we can save you time by pre-filling your application and opening your account instantly.

For existing customers

Do you already have an account with NatWest?

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New customers

Are you new to NatWest? Start your application.

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