What mortgage suits me?

Helping you to choose the best option

When you're choosing a mortgage, make sure you know what's most important to you.

Do you prefer to plan your budget years in advance or go with the up and downs in the Bank's base rate? Maybe you're looking to pay off your mortgage early, or borrow more money as time goes on.

Take a look at the options see which type of mortgage suits you best.

Fixed rate mortgage - plan ahead with confidence
Bridging loan - helps you buy before you've sold your existing property
Borrowing more - easy access to additional funds
Buy-to-let mortgage - the first step to becoming a landlord

Fixed rate mortgage

Want to know exactly what your monthly mortgage repayments will be? A fixed rate mortgage is ideal. Budgeting is easy, because whatever happens to interest rates, your repayments stay the same during the deal period.

Bridging loan

A bridging loan is usually taken out to help you buy your next property if the sale of your existing property hasn't been completed. It can also be used to fund major refurbishments, or to buy a business. However, a bridging loan is only ever a short-term solution.

Borrowing more

If you need additional money, you may be able to borrow more with your mortgage. You can borrow for home improvements or almost any other purpose and spread the repayments over the remaining term of your mortgage or repay the additional borrowing earlier.

Buy-to-let mortgage

Thinking of becoming a landlord? Buy-to-let mortgages help you build up a portfolio of investment property and many lenders also offer buy-to-let remortgages.