Mortgages
Choice and flexibility for homeowners and investors
Whether you’re buying a home to live or to let, we have a mortgage deal that's right for you.
Mortgage Eligibility
At the Isle of Man Bank we seek to understand all of our customers' financial needs and provide a full banking service. Therefore, in order to apply for a mortgage you must hold or open a current account with us. The main applicant's salary must be paid into an account with Isle of Man Bank throughout the mortgage term, or , if earlier until retirement.
Fixed-rate mortgages
Set your interest rate for an agreed period - and get on with living life.
Variable-rate mortgages
Your mortgage interest rate is linked to the Bank of England base rate.
Flexible mortgage
Make extra payments with the option to withdraw them later and no early repayment charges
Buy-to-let
Thinking about investing in buy to let properties? We’ve got loads of experience and products to suit.
Further advances
Need to borrow more money for home improvements, a new car or a great holiday? Talk to us first.
Get in touch
Call us on
01624 637000
Lines are open: Mon to Fri 9.00am-5.00pm
(excluding public holidays).
Calls may be recorded