When a conventional current account just doesn’t fit in with your modern day lifestyle, it’s time for you to look at Gold from Isle of Man Bank.
For a fee of £15 per month, you get everything you need to manage your day to day banking plus travel insurance, 24/7 concierge service, protection, retailer discounts and banking benefits.
One of the primary Gold benefits is the family travel insurance. You, your partner and your dependent children can now travel with peace of mind. The family travel insurance offers comprehensive cover when travelling and includes winter sports cover.
If you experience difficulties while abroad, you can rest easy with the 24/7 emergency medical assistance. Wherever you are in the world, one simple phone call will provide you with instant help and support, day or night.
Your Private Motor Excess Insurance can refund the excess you may have to pay following a successful claim under any separate car insurance policy you hold.
To refund the excess, the claim on your car insurance needs to be more than the excess you have to pay.
Imagine having your very own personal 24/7 concierge service helping you make the most of your valuable time. Our concierge service makes life better for our members, no matter where they are in the world.
Need tickets to that must-see show, sporting event or concert. Theatre tickets, restaurant bookings, flights, holidays or car hire, Ten can organise anything and everything in just one phone call.
Concierge Service: +44 (0) 2392 676061
Our Car Rental Loss Damage Waiver
Insurance provides cover which
includes a Loss Damage Waiver,
with a limit of £50,000 per vehicle,
and damage by an uninsured or
Benefit from discounts being offered
by selected retailers in Jersey,
Guernsey, Isle of Man and Gibraltar.
Visit our dedicated members website,
www.lifestyle-benefits.com for a list
of participating retailers.
Should your baggage go missing whilst checked-in with an airline, all you need to do is tell the airline, then contact our concierge partner ‘Ten’ with the details the airline provides to you.
Ten will help you to locate your baggage and organise it’s safe return to you.
Call Ten: +44 (0) 2392 676061
Imagine having your very own personal 24/7 concierge service helping you make the most of your valuable free time. Our lifestyle concierge service makes life better for our members, no matter where they are in the world. They can help when you lack the time, expertise or contacts to plan yourselves, one of the benefits of our comprehensive lifestyle concierge service.
Isle Of Man Bank has teamed up with Ten, one of Europe's leading lifestyle management companies to bring Gold customers 24 hour lifestyle management plus some fantastic local offers. Need tickets to that must-see show, sporting event or concert in the UK or abroad simply call Ten. With superb buying power Ten can secure 'hard to get' or 'sold out' tickets often at market value or better, reducing the risk of buying from unreliable sources or the internet.
Restaurant bookings, theatre tickets, flights, holidays, car hire - everything you want is just one simple phone call away.
| Membership services |
For an request
|02392 676061||+44 2392 676061|
All these benefits are available from your dedicated lifestyle benefits website, www.lifestyle-benefits.com.
The Gold Account comes with a range of insurance services which have been designed to work in line with our busy lifestyles and to help you save money. The extensive built in benefits provide peace of mind for all Gold customers.
The family travel insurance offers comprehensive cover for you and your family when travelling and includes winter sports cover, personal baggage, personal money, cancellation, delays, medical emergencies, accidents, hospital benefits and legal expenses. Please see the Insurance Guide for full details.
The loss and damage waiver cover on car rentals covers all countries and includes loss damage waiver, collision damage waiver, restitution of holiday, drop off charges, lock-out, supplemental liability insurance, baggage and personal effects and personal accident cover. Please see the Insurance Guide for full details.
Purchase protection insurance provides you with cover against loss, theft or damage on items up to a value of £2,000 within 90 days of purchase if you have used a card linked to your Gold account. Conditions apply.
|Medical emergency||020 8763 3046||+44 208 763 3046|
| Membership services |
To notify us of a claim in the first instance or for pre-travel enquires. Please ask for the relevant service.
|02392 676061||+44 2392 676061|
You will be asked for your membership number which is your Gold account sort code and account number.Insurance Policy Guide (PDF)
We do not wish you to discover after an incident has occured that you are not insured so please read the Insurance Guide booklet carefully before you travel to ensure you understand the Terms and Conditions, keep it in a safe place and carry it with you when you go on your trips.
Throughout this page, you'll see various terms being used. Here's what they mean:
Annual Equivalent Rate (AER) - This is a notional rate used for interest bearing accounts, which illustrates what the gross credit interest rate (excluding any bonus interest payable) would be if paid and compounded on an annual basis. It helps you to compare the effective rates of credit interest on different accounts.
Effective Annual Rate of Interest (EAR) - This is the real annual cost of an overdraft, stated as an annual rate, which takes into account how often interest is charged to the account. All other charges, such as arrangement fees, must be shown separately from the EAR.
Gross Rate - This means the interest rate you are paid before the deduction of income tax.
Nominal Rate - The rate charged excluding compounding of interest and other charges associated with a borrowing, e.g. arrangement and security fees.
p.a. - per annum (per year).
Once you've registered for ibanking, we'll send you an activation code by post - it usually arrives within seven days. When you have the activation code, you're ready to start using the service.
Once your ibanking service has been activated, logging in is easy:
Call our ibanking helpdesk on +44 (0)1534 282880 to unlock your Smart Card Reader. Calls may be recorded. You will be asked to select a 4-digit personal identification number (PIN) for your smart card. Please don't use the same PIN as you use for your ibanking login.
The Current Account Switch Guarantee ensures your current account will switch on a day of your choice, your payments will be automatically transferred and redirected to your new account, and in the unlikely event anything goes wrong with your switch we will refund any interest and charges (incurred on your old or new current accounts) as a result of this failure as soon as it is brought to our attention.
We have designed the Current Account Switch Service to let you switch your current account from one bank or building society to another in a simple, reliable and hassle-free way. It will only take seven working days. As your new current-account provider we offer the following guarantee.
For more information go to www.simplerworld.co.uk